Rental Yield Calculator
Calculate gross and net rental yield for Swiss property investments
Calculators on this site provide estimates for general informational purposes only. They are not financial, investment, tax, or legal advice. Consult a qualified professional before making any decision.
How to use Rental Yield Calculator
- 1Enter property price (or down payment + loan) and monthly/annual rent.
- 2Enter holding costs: fees, taxes, vacancy and repair reserves.
- 3See gross and net rental yield, plus payback years.
Rental yield: gross vs net
gross = annual rent ÷ price; net = (annual rent − costs) ÷ invested capitalGross yield only uses 'annual rent ÷ price'—simple but overstates, ignoring taxes, vacancy, repairs. Net yield (after all holding costs) is the real return.
Base capital on 'what you actually put in': full price if cash, or down payment + interest if financed—otherwise leverage inflates your yield.
This tool gives gross/net yield and payback, helping compare 'buy-to-let' against 'save-and-invest' on equal footing.
Frequently asked questions
How far apart are gross and net?
Depends on costs; net is often 2–4 points below gross. Ignoring costs badly overstates return.
How to count capital with a mortgage?
Use down payment + cumulative interest as your real outlay; not the full price, or leverage inflates yield.
What yield is good?
No universal standard—compare local price-to-rent, risk-free rate, and your taxes. The tool gives numbers; judge with your market.